Home loans
Work out your bond. Then apply with your bank.
Use the bond repayment calculator to estimate your monthly repayment and the gross income usually needed. When you're ready, apply for a home loan directly with your bank — no middleman, no commission from us.
Bond repayment calculator
Enter the purchase price, your deposit, the interest rate and the term. We'll estimate the monthly repayment, the total you'll repay over the term, and the gross monthly income usually needed to qualify.
Monthly repayment
Your principal-and-interest payment each month.
Total repayment
The full amount paid over the loan term.
Income usually needed
Monthly repayment divided by 0.30 — a common affordability test.
How we estimate income needed
Banks typically want your total monthly bond repayment to be no more than about 30% of your gross monthly income. We divide the monthly repayment by 0.30 to show the gross income usually needed — a guide only, not a loan offer or approval.
Bond repayment calculator
Estimate your monthly home loan repayment.
Rates change — check with your bank.
Apply for a home loan
Plain links to each bank's home loan page — opens in a new tab.
prop24-7.com is not affiliated with these banks. Calculator results are estimates only and are not a loan offer.